Terms & Conditions
Effective Date: 2025
Introduction
By accessing or using this website (https://pieutah.com), you agree to be bound by the following Terms and Conditions. If you do not accept these terms, please do not use the site.
These Terms govern your use of our website and services, including application submissions, policy renewals, billing management, and communications.
Services Provided
This site allows users to:
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Apply for insurance coverage 
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Renew existing policies 
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Update personal, professional, or billing information 
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Receive documentation and communications related to their insurance policies 
All services are provided on an “as available” basis and may be subject to eligibility or internal review.
User Responsibilities
By using our site, you agree to:
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Provide accurate and complete information 
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Keep your account and billing information up to date 
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Use the site for lawful purposes only 
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Not interfere with the functionality, security, or integrity of the website 
You are responsible for all actions taken under your account or submitted through your form entries.
Account and Data Handling
In some cases, users may create an account or submit sensitive data. We store and process this data in secure third-party systems (e.g., Keap, Formidable, Zapier), as outlined in our Privacy Policy.
You agree to safeguard any login credentials (if applicable) and notify us immediately if you suspect unauthorized activity.
Billing and Payment Terms
When using this site to manage policy billing or submit payments:
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Payment amounts and schedules are disclosed at the time of application or renewal 
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All billing data is securely stored in Keap and may be updated through our secure portal 
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You are responsible for ensuring that your payment method remains valid and up to date 
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Missed or failed payments may result in delayed or cancelled coverage 
We do not store raw credit card data; all processing is handled via secure, PCI-compliant systems.
Intellectual Property
All content on this website—including text, graphics, logos, icons, forms, and documents—is the intellectual property of PIE or its licensors.
You may not copy, distribute, or reuse any content from this website without express written permission.
Limitations of Liability
While we strive to provide accurate information and uninterrupted access to the site, we make no warranties of any kind.
PIE will not be liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on its content.
Termination
We reserve the right to suspend or terminate access to the site or any of its services at our discretion, particularly in cases of misuse, fraud, or violation of these Terms.
Modifications to These Terms
We may update these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date. Continued use of the site indicates your acceptance of any revisions.
Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles.
Contact Us
If you have questions about these Terms and Conditions, please contact us at:
Email: info@pieutah.com
Mailing Address: 10446 South 1055 West, Suite 202  South Jordan, UT 84095
